Build credit literacy. Build your income.
The highest-paying creator program in personal finance. Real product. 8-language audience. You teach. We pay. Your audience gets the tools to fix their own credit — without a "credit repair" middleman taking a cut.
Commission tiers
Tier resets monthly based on net new paid signups. No clawback risk after the 60-day refund window.
- 30% recurring for 12 months
- $350 bounty on every Lifetime ($599) sale
- Instant access to brand asset kit
- Monthly Stripe payout (1st of month)
- $50 minimum payout threshold
- 35% recurring for 12 months
- $400 bounty on every Lifetime sale
- Co-marketing slots in our newsletter
- Custom landing page (yourname.restore.credit)
- Direct Slack with the team
- 40% recurring for 12 months
- $450 bounty on every Lifetime sale
- Whitelist for paid creator drops + product seeding
- Quarterly bonus pool (top 10 by net revenue)
- Founder office hours every month
Why this program pays better than every alternative
Highest payout in the niche
Most credit-repair affiliates pay 20–30% one-time. We pay up to 70% first month + 40% recurring + $450 bounties. Run the math.
8-language audience
EN · ES · FR · PT · ZH · KO · IT · DE — fully native localized. If your audience is multilingual, your conversion just doubled.
A product that actually works
FCRA-compliant dispute letters, real automation, no hand-wavy "boost your score" gimmicks. Promote something you'd send your sister to.
Stripe Connect payouts
Money lands in your Stripe account on the 1st of every month. No invoice forms. No begging. No PayPal limbo.
Apply to the program
Invite-only for the first 90 days. We approve creators in the personal-finance, immigrant-story, and first-gen-wealth lanes first. Reply time: 3–5 business days.
Already approved? Open your creator dashboard →
Brand asset kit
Once approved, you get instant access to:
- 10 reel/short scripts in all 8 languages
- 5 plug-and-play graphics (logos, dispute-letter mockups, before/after score charts)
- 3 email signature templates
- Pre-written caption packs for each platform
- FCRA-safe positioning guide (what you can say + what you can't)
FAQ
When do I get paid?
Monthly. We process payouts on the 1st of each month for the prior month's earnings, after the 60-day refund hold passes. Minimum payout is $50; below that, your balance rolls over.
What if my referral cancels?
Recurring commissions only pay on charges that successfully clear. If a referral refunds within 60 days, we claw back that month's commission. After 60 days, your money is locked in.
Can I promote in any language?
Yes. The site is fully native in 8 languages. Send your audience to /es/, /ko/, /pt/ etc. and we honor the same ref code across all locales.
Why invite-only?
Quality control. Credit is a sensitive niche — bad actors can torch the FTC compliance posture for everyone. After 90 days of vetted creators we'll open it broader with stricter fraud guards.